About Hong Kong Info: "MEVAS Bank | AboutHK.Com

MEVAS Bank is a bank based in Hong Kong.

It is a wholly owned subsidiary of Dah Sing Bank.

MEVAS Bank & Dah Sing Group

At MEVAS Bank, we are committed to adding value to the personal finance of our customers through innovative and personalised financial products and services, delivered through the adept use of information and technology. As service is at the heart of MEVAS Bank, we are devoted to work round-the-clock in order to serve our customers through multiple service channels 24 hours a day.

MEVAS Bank is a member of The Dah Sing Group, which is a leading financial services group in Hong Kong, active in the banking and insurance business. The Dah Sing Group consists of two listed companies, Dah Sing Financial Holdings Limited ("DSFH"), which has been listed on the Hong Kong Stock Exchange since 1987, and Dah Sing Banking Group Limited ("DSBG"), which has been listed on the Hong Kong Stock Exchange since 2004. The Dah Sing Group has gained a reputation as one of the most progressive and innovative financial services groups. Key to its success is the strength of the Dah Sing management team and the group"s commitment to serving its customers.

DSFH is the holding company for the group"s life and general insurance business, as well as the majority shareholder in DSBG. DSBG has two banking subsidiaries (Dah Sing Bank and MEVAS Bank), and a securities trading company, as well as an offshore joint venture private banking business with SG Hambros Bank.

The Group has expanded rapidly in recent years, and DSFH had total assets of over HK$99 billion as at 30 June 2006. The Dah Sing Group has been a pioneer of the development of the consumer banking, SME lending and bancassurance sectors amongst the mid-size financial services groups in Hong Kong, and this culture of innovation and progress has been fundamental to the growth of the business.

The Group"s main banking subsidiary, Dah Sing Bank, has been assigned long term rating of "A-" and "A3" by Fitch and Moody"s respectively in 2006.

Adding Value to Your Personal Finance!

Deposit Services with high savings interest and convenient cheque facilities
Payment Services to pay bills at a click or with one phone call
Loan Services with super low interest rate and high repayment flexibiltiy
Investment Services to offer you an array of investment products to help you achieve your financial goals.
Card Services to bring you fabulous gifts, exciting rewards, and incredibly low rate
Insurance Plans to give you financial stability and peace of mind
Value-Added Services such as fund transfer service, Octopus Automatic Add-Value Service, planning tools, etc.

Flexible and integrated service channels:

24-hour Customer Service Officer-assisted Hotline 3101 3838

IVR (Interactive Voice Response) Phonebanking 3101 3101

Internet

JETCO ATMs

MEVAS Service Centres

Dah Sing Bank Branches

MEVAS Deposit Services provide a wide range of deposit services as well as extraordinarily high interests to empower your money management:

	MEVAS Plus High Interest Rate Account Savings Rate up to 4% p.a.

	New RMB Banking Services Savings, fixed deposit, checking and exchange services.

	New "Total Relationship Value" Plan An aggregate value for total financial management.

	MEVAS Character Account Manage your finance together with your favorite cartoon character!

	Hong Kong Dollar Statement Savings, Current and Time Deposit Accounts

	Foreign Currency Statement Savings and Time Deposit Accounts with a choice of 9 major currencies: RMB, USD, AUD, CAD, CHF, EUR, JPY, NZD and GBP

Make full use of our support services to conveniently manage your money:

	Fund Transfer
	Rate Enquiry
	Cash and Cheque Deposits
	24-Hour Account Access

You can also open new accounts and place time deposit renewal instructions online!

Pay Your Bills at a Click or with one Phone Call

Bill Payment

Pay bills to over 200 merchants in town at a click or with one phone call!

Go online or call our hotline 3101 3101 to manage your bill payments 24 hours a day, 7 days a week!

Use Advanced Instructions to Automate Regular Bills

You can place advanced instructions to schedule one-time bills or automate regular payments, like your monthly property management fees or your tuition fees.

Absolutely the Easiest Way To Coordinate Your Bill Payments

The innovative service brings you extra convenience and there is no need to make any pre-registration*. You can simply settle bill by transferring funds from your MEVAS Bank accounts.
1% handling fee applied to payment settled by MEVAS Credit Card accounts via e-banking internet service.

* Registration is only required for the following merchant categories (Please click here to download the registration form)

Banking and Credit Card Services
Securities Broker
Credit Services
The Hong Kong Jockey Club (Telebet)
Travelex Hong Kong Ltd

MEVAS Loan Services offer you super low rates and high repayment flexibility, so that you can go ahead with your plans and achieve more in life.

No Repayment and interest free for the First 3 Months in Maximum --> Monthly repayment at 3.5% only --> Unlimited revolving cash with e-Cash Card, and you can withdraw cash in 24 hours.--> Express Money Interest Free Loan

Interest Free for the Whole Repayment Period with daily handling fee as low as HK$0.8

Easy application for new job starters

e - Cash

Enjoy a cash bonus offer of $600

30-minute approval and disbursement

Only need to provide latest one-month income proof, easy to apply for with income proof of any occupation

Unlimited revolving cash with e-Cash Card, and you can withdraw cash in 24 hours.

FlexiMoney Overdraft Facility

First Year Annual Fee Waiver

Perpetual cash withdrawal fee waiver

Credit limit up to HK$500,000

Credit Mastermind Instalment Loan

Up to 7-month Interest Rebate

Loan amount is up to HK$800,000 or 18 times of monthly income

Loan tenor up to 7 years

Mortgage Loan

As low as P-3.2% p.a. for the first 3 years and P-3.15% p.a. for the remaining loan tenor.

*Online application offer is only applicable to the Express Money Interest Free Loan, e-Cash and FlexiMoney Overdraft Facility products.

An array of investment products to help you achieve your financial goals.

MEVAS Investment Fund Services

Investment Fund Savings Plan

With a monthly contribution at a fixed amount, you can enjoy wealth accumulation as well as potential gain on investment over time.

MEVAS Securities Services

MEVAS "Power Trade" Securities Services

MEVAS "Power Trade" Securities Services adopt AMS/ 3 technology enabling you to trade stocks via our internet or manned services conveniently.

Trading demonstration

Log-in i-Securities

Investment Savings Plan

With just HKD500 a month, you can reap steady returns from TraHK and major blue chips on the Hong Kong Stock Exchange in a convenient and flexible manner!

Investment Return Simulator

MEVAS Currency-Linked Premium Deposit

Currency-Linked Premium Deposit

Integrates the benefits of a normal fixed deposit and foreign currency investment and offers you the chance to earn an interest return substantially higher than a normal fixed deposit.

Come find the card that defines who you are, gives you financial flexibility, and lets you enjoy more freedom and fun in your lifestyle!

All MEVAS Credit Cards offer you superior benefits, rewards and services:

	SMS Alert Service		Jetso Purchase Discount Benefits
	Interest rate as low as 15.8%		Bonus Point Pogram
	Credit Card Cheque Services		STAR Reward Program
	Cash Rebate Rewards		Balance Transfer
	Bill Payment Service		Payment Due Date Alert Service
	Octopus Automatic Add-value Service		24-hour Multi-Channel Customer Services
	Cash-in Plan		Flexible Payment Options

Key Notes to Smart Users
Cardholder Agreement
Notice of Amendment to the MEVAS Credit/Debit Card Cardholder Agreement (including RMB Cards)
Notice to Cardholders Regarding Cancellation of Insurance Coverage for Credit Cards

Different aspects of life require different protection. Our full range of insurance plans gives you financial protection and peace of mind.

From driving and passenger protection to travel, household and domestic helper insurance, MEVAS Insurance Plans offer you reassuring services and savings.

“Leisure” Protection Plan