2009年3月16日星期一

"Industrial and Commercial Bank of China | AboutHK.Com - more information about HK"

The Industrial and Commercial Bank of China (Asia),

or more commonly known as ICBC (Asia) is a licensed bank incorporated in Hong Kong.

It is a subsidiary of the Industrial and Commercial Bank of China.

History

ICBC acquired Union Bank of Hong Kong (友�銀行), founded in Hong Kong in 1964, and traded on Hong Kong Stock Exchange( SEHK: 0349 since 1973), on August 21, 2000; ICBC then renamed its acquisition ICBC (Asia) in July 2001.

On April 30, 2004, ICBC (Asia) acquired the retail banking business (but not the wholesale banking business) of Fortis Bank Asia HK from Fortis. Fortis Bank Asia became a wholly owned subsidiary of ICBC (Asia)and reverted to its earlier name, Belgian Bank. On October 10, 2005, all Belgian Bank"s branches were rebranded as ICBC (Asia). This merger has resulted in ICBC (Asia) rising to the position of being the sixth largest bank on the Hong Kong Stock Exchange, from its former position of tenth.

Structuring a financial solution that suits your capital and cashflow requirements is important to your business success. Focusing on your business objectives, we can develop a plan customized to your financial position that allows you to maximize opportunities.

To enhance your ability to meet your financial obligations and operate effectively, we offer a wide range of competitive banking products from basic overdraft facilities for everyday working capital needs to sophisticated facilities tailored to fit your specific business requirements. You will be served by a team of experienced relationship managers who are devoted to building long-term banking relationship with customers.

Commercial / Industrial Finance

We offer a wide range of competitive banking products including Overdraft, Commercial / Industrial Loans, Property Mortgage, Performance Bond, Guarantee and Post-Dated Cheque Discounting. You will be served by a team of experienced relationship managers who are devoted to providing integrated financing solutions to meet your needs for daily operations as well as business expansion.

Overdraft

As your reliable business partner, we endeavour to help you to manage your cash flow more efficiently, and ensuring that corporate funds are used as effectively as possible. We can also provide overdraft facilities against shares and deposits.

Equipment Finance

Our specialists structure and provide financing to customers for purchasing new and second-hand machinery and equipment for use in Hong Kong and Mainland China. We also offer Vehicle and Boat Mortgage Loans.

SME Finance

We offer flexible and quick-approval SME financial solutions to assist Small and Medium-Sized Enterprises to achieve business goals and make timely business decision. Our tailor-made SME loans can meet your daily working capital needs and business enhancement by upgrading existing production plant or computer system, thus raising your competitive power.

  • Overdraft
  • Revolving Loan
  • Trade Finance
  • Commercial Finance
  • Machinery and Equipment Finance
  • Property Mortgage
  • SME Loan Guarantee Scheme


Trade Services are financial products geared to assist both importers and exporters in reducing the payment risk associated with international trade.

We offer comprehensive services including Documentary Credit, Purchase of Bills, Shipping Guarantee, Packing Loan, Back to Back L/C and Invoice Financing. We also provide different treasury products to help you effectively hedge and manage foreign exchange risk arising from foreign trade.

The support we provide is as varied as the economy in which we operate. The Bank"s credibility, underpinned by our strong links worldwide, means you can rely on us to ensure your international trade relationships are highly efficient.

Diamond Trade Finance

Our Diamond Section provides professional diamond trade services like specialized facilities such as diamond loans against purchase invoices, the arrangement of securities for "Gold Loan" facilities, and the guaranteeing of A.T.A. Carnets.

Forms (Exports)
Forms (Imports)

Enjoy Discount and rewards When You Spend with the Card
  • Bonus Point

    For every HK$1 with your credit card, you will receive 1 point. Accumulated bonus points can be combined for redeeming cash coupons from the most popular merchants, and travel privileges. Points are valid for one year.

Air China Companion Mileage Program

Retail Spending of HK$8 = 8 bonus points = 1 kilometer

  • Cash Rebate

    Cardmember can choose cash rebate as their spending rewards. For every dollar (HKD) spends with the card will entitle ot 0.5% cash rebate. Rebate amount will be calculated on monthly basis, and shown in the next monthly statement.

Download Bonus Point reward program

Download All new merchant offer

(Chinese Version Only)

Notes:

Bonus point and Cash Rebate cannot be earned in respect of annual fee, cash advances, balance transfer, donation, purchase of casino chips, gambling transaction, card account’s fee & charges and any unauthorized transactions.

Industrial and Commercial Bank of China (Asia) Limited

ICBC (Asia) is a full licensed bank incorporated in Hong Kong with its shares listed on The Stock Exchange of Hong Kong (Stock Code: 349). It has 40 branches, 7 "Elite Club" Wealth Management Centres, 5 dedicated commercial business centers and an Investment Service Centre in Hong Kong. It is principally engaged in banking, financial and other financial related services with focus on retail banking, commercial banking as well as corporate banking business. ICBC (Asia) is now the flagship of Hong Kong banking business of Industrial and Commercial Bank of China Limited, the largest commercial bank in the Mainland China (in terms of total assets). On 6 June 2007, ICBC (Asia) was assigned A2/Prime-1 long-term/short-term deposit ratings and C- Bank Financial Strength Rating (BFSR) by Moody’s Investors Service.

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